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      Payday Loans in Lafayette, Louisiana

      Life happens, and we usually find ourselves in a spot where we have to pay for some unforeseen costs. Think about submitting an application for a paycheck advance loan in Lafayette, LA, to see if you qualify.

      The loan process is fast and effortless. To be eligible, borrowers have to meet a few straightforward requirements.

      What is a Payday Advance Loan? What Can It Pay For?

      A payday loan is where the borrower will be extended a small sum of money on a short-term contract. This is considered an unsecured personal loan due to the fact that no collateral is needed.

      When surprise financial needs present themselves, for example past due rent or utility bills, vehicle fees, health or vet expenditures, and so forth, people usually seek out payday advance loans.

      Payday Loan Requirements In Lafayette, LA

      In Lafayette, LA, cash advance loan borrowers need to meet a few criteria to qualify for a loan.

      The borrower must:

      If a borrower does not satisfy the above criteria, they will immediately be denied a cash advance loan. Make sure you can provide the documentation required when applying for a loan.

      Laws and Regulations Concerning Payday Advance Loans in Lafayette, LA

      Louisiana has deemed paycheck advance lending legal. Although, they have put forth the below rules and regulations for the paycheck advance lending market:

      Will Payday Lenders in Lafayette, LA, Run Credit Checks? What If I Have Dismal/No Credit History At All?

      Yes, the lenders we have a relationship with will run a credit check on you, still, even if you possess no credit or poor credit, you might still be eligible for a loan given that you can show that you can repay the loan. Lenders are usually unbothered by your credit if you have proof of income and a strategy to repay the loan.

      Lenders will rely on a soft credit inquiry, which will not impact your credit score. This is only to get a look at your credit history and basic information.

      A hard credit pull, on the other hand, needs your permission. These credit inquiries are utilized for various purposes, including mortgages, credit cards, and more.

      You can still qualify for a paycheck advance loan with poor credit in Lafayette, Louisiana, if you have proof of repayment.

      So, when you request a loan, whether it is in person or online, double check that you have your income information at hand and any other documents verifying that you can repay the loan. The more proof you possess, the better chance your loan request will be granted.

      When Will I See My Funds in Lafayette, Louisiana?

      When you receive your deposit truly relies on your lender as some lenders advertise same-day paycheck advance loans, which means you will see your payday loan on the same day you apply, as long as you're approved.

      Much of the time, however, lenders will give the borrower their lump sum on the following business day. Businesses typically close for holidays and weekends. So, if you submit your application on a Friday, you might not receive your money until Monday.

      If you're searching for a same-day cash advance loan in Lafayette, LA, you will need to make sure you're applying by 10:30 am. Any and all same-day loans going out that day will be approved by that time. However, you should submit an application earlier than that if possible, as it will boost the likelihood that you get your deposit on the same day that you submit your application.

      One other consideration that you should understand is even if the money lender approves your application and posts the funds to your bank account, occasionally the bank won't release that deposit right away. It's important to let your bank know that you plan to get a payday advance loan, so they might make an exception in releasing the loan earlier.

      On the whole, it's wise to prepare ahead of time to receive cash on the next business day. That way, you're not left in the lurch if you cannot get it on the same day.

      Think About Borrowing From Us

      If you possess less than great credit or no credit and are looking to secure a cash advance loan, consider applying with us, as you probably have a better chance of approval.

      We partner with hundreds of different lenders who provide their services online. Frequently you will get your loan on the next business day so make sure that you plan accordingly.

      Although, you can always locate the closest paycheck advance loan store to you and apply in person to boost the chances of seeing your funds on the same business day. When requesting a loan in person, ensure that you have your government ID or driver's license; a passport will work as well. Sometimes, lenders may ask for proof of address, so bring a utility bill to the store as well.

      To locate the nearest payday loan storefront, please refer to the list below and locate your city.

      Payday Loan Direct Lender Companies in Lafayette, LA

      Below you will find a list of payday loan companies offering their services in Lafayette, Louisiana. If you can't find a lender near your location in Lafayette, consider applying in a nearby city in Louisiana. Alternatively, you can apply online on our website and get a decision almost instantly.

      Company Name
      Address
      Lafayette Payday Loan Companies
      Company Name
      Ready Cash Advance
      Address
      1500 Moss St, Lafayette, LA 70501
      Company Name
      Check Lenders
      Address
      3905 Johnston St, Lafayette, LA 70503
      Company Name
      American Cash Advance
      Address
      4656 Johnston St, Lafayette, LA 70503
      Company Name
      Advance America
      Address
      431 E Pont Des Mouton Rd Suite B, Lafayette, LA 70507
      Company Name
      Advance America
      Address
      2316 W Pinhook Rd, Lafayette, LA 70508
      Company Name
      Cash Cow
      Address
      4019 Johnston St, Lafayette, LA 70503
      Company Name
      American Cash Advance
      Address
      2505 Moss St, Lafayette, LA 70501
      Company Name
      Check Into Cash
      Address
      200 Production Dr Suite 13, Lafayette, LA 70508
      Company Name
      Check Into Cash
      Address
      2954 Johnston St, Lafayette, LA 70503
      Company Name
      Advance America
      Address
      3148 Ambassador Caffery Pkwy Ste. #102, Lafayette, LA 70506
      Company Name
      Cajun Loan
      Address
      2470 W Congress St, Lafayette, LA 70506
      Company Name
      Advantage Financial Services - Lafayette
      Address
      120 Curran Ln suite g, Lafayette, LA 70506
      Company Name
      Smart Money Financial Center
      Address
      4490 Moss St, Lafayette, LA 70507
      Company Name
      Quick Cash
      Address
      100 Castille Ave #101a, Lafayette, LA 70501
      Company Name
      Money Mart
      Address
      600 NW Evangeline Thrwy, Lafayette, LA 70501
      Company Name
      Excel Finance
      Address
      1527 Ambassador Caffery Pkwy, Lafayette, LA 70506
      Company Name
      Money Mart
      Address
      4702 Johnston St Ste A, Lafayette, LA 70503
      Company Name
      Tower Loan
      Address
      4416 Johnston St Suite 7A, Lafayette, LA 70503
      Company Name
      Quick Cash
      Address
      3118 W Pinhook Rd, Lafayette, LA 70508
      Company Name
      Republic Finance
      Address
      533 Bertrand Dr, Lafayette, LA 70506
      Company Name
      Harbor Loans of Lafayette
      Address
      104 Youngsville Hwy, Lafayette, LA 70508
      Company Name
      Southwest Loan Co. of Acadiana
      Address
      431 E Pont Des Mouton Rd C, Lafayette, LA 70507
      Company Name
      Money Mart
      Address
      2333 W Pinhook Rd, Lafayette, LA 70508
      Company Name
      First Choice Loans LLC
      Address
      4312 Moss St, Lafayette, LA 70507
      Company Name
      Mark Credit | Personal Loans for Bad Credit
      Address
      3816 W Congress St #1, Lafayette, LA 70506
      Company Name
      World Finance
      Address
      1800 NE Evangeline Thruway Ste C1, Lafayette, LA 70501
      Company Name
      Security Finance
      Address
      411 Lee Ave, Lafayette, LA 70501
      Company Name
      Variety Bad Credit Loans
      Address
      234 E Vermilion St, Lafayette, LA 70501
      Company Name
      Security Finance Corporation
      Address
      132 Union St, Lafayette, LA 70501
      Company Name
      World Finance
      Address
      120 Curran Ln Ste C2, Lafayette, LA 70506
      Company Name
      All-State Credit Plan, LLC
      Address
      2308 Ambassador Caffery Pkwy #2, Lafayette, LA 70506
      Company Name
      OneMain Financial
      Address
      104 E Kaliste Saloom Rd, Lafayette, LA 70508
      Company Name
      Mr Payroll
      Address
      1339 SE Evangeline Thruway, Lafayette, LA 70501
      Company Name
      Southland Finance Co
      Address
      2025 NE Evangeline Throughway, Lafayette, LA 70501
      Company Name
      Sunset Services
      Address
      108 Exchange Pl, Lafayette, LA 70503
      Company Name
      1st Franklin Financial
      Address
      143 Arnould Blvd, Lafayette, LA 70506
      Company Name
      State Finance
      Address
      2950 Johnston St, Lafayette, LA 70503
      Company Name
      Oupac Financial Services
      Address
      129 Arnould Blvd, Lafayette, LA 70506
      Company Name
      Hallmark Finance Services Inc
      Address
      708 W University Ave B, Lafayette, LA 70506
      Company Name
      Harrison Finance Co
      Address
      5700 Johnston St # 1150, Lafayette, LA 70503
      Company Name
      Montana Capital Bad Credit Loans
      Address
      603 Claymore Dr, Lafayette, LA 70503
      Company Name
      OneMain Financial
      Address
      4400 Ambassador Caffery Pkwy G, Lafayette, LA 70508
      Company Name
      Acadian Pawn Shop
      Address
      1304 Moss St, Lafayette, LA 70501
      Company Name
      Private Capital Inc
      Address
      207 Heymann Blvd, Lafayette, LA 70503
      Company Name
      First Heritage Credit
      Address
      # L, University Square Shopping Center, 2429 W Congress St # L, Lafayette, LA 70506
      Company Name
      Acadian Pawn Shop
      Address
      110 Guilbeau Rd, Lafayette, LA 70506
      Company Name
      Pelican Capital Funding Solutions LLC
      Address
      101 Feu Follet Rd Ste 208, Lafayette, LA 70508



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      Find a Payday Loan Lender in a Nearby City

      If you can't find a lender near your location in Lafayette, consider checking out payday loan lenders in nearby cities. Alternatively, apply online on our website and get an instant decision. If approved, you will get your cash the same or next business day.

      Abbeville Addis Alexandria Avondale Baker Bastrop Baton Rouge Bayou Blue Bayou Cane Belle Chasse Bogalusa Bossier City Breaux Bridge Bridge City Broussard Brownfields Carencro Carlyss Central Chackbay Chalmette Claiborne Covington Crowley Cut Off Denham Springs DeRidder Destrehan Donaldsonville Eden Isle Elmwood Estelle Eunice Fort Polk South Franklin Galliano Gardere Gonzales Grambling Gray Gretna Hammond Harahan Harvey Houma Inniswold Jackson Jeanerette Jefferson Jennings Kenner Lacombe Lake Charles Laplace Larose Leesville Luling Mandeville Marksville Marrero Meraux Merrydale Metairie Minden Monroe Morgan City Moss Bluff Natchitoches New Iberia New Orleans Oak Hills Place Oakdale Old Jefferson Opelousas Patterson Pineville Plaquemine Ponchatoula Prairieville Prien Raceland Rayne Red Chute Reserve River Ridge Ruston Schriever Scott Shenandoah Shreveport Slidell St. Gabriel St. Martinville St. Rose Sulphur Tallulah Terrytown Thibodaux Timberlane Village St. George Ville Platte Violet Waggaman Walker West Monroe Westwego Woodmere Youngsville Zachary
      Have bad or no credit history at all? You may still be approved for a payday loan!
      We work with more than a hundred direct lenders. So if you have bad or no credit history, chances are we will still be able to find a lender willing to approve your loan request despite your bad credit.
      Get Started