Payday Loans in Dentsville, South Carolina

Things happen, and we often wind up in a place where we must pay for some unforeseen expenses. Consider applying for a cash advance loan in Dentsville, SC, to see if you are eligible.

The application process is quick and painless. To be qualified, you must satisfy a few basic conditions.

What is a Payday Loan? What Can It Be Put Towards?

A cash advance loan is where the borrower will get a small amount of cash on a short-term basis. This is considered an unsecured personal loan as no collateral is needed.

When unforeseen costs come up, for example late rent or utility expenditures, vehicle fees, medical or vet payments, and so forth, people often rely upon cash advance loans.

Payday Loan Stipulations In Dentsville, SC

In Dentsville, South Carolina, payday advance loan borrowers are required to meet a few stipulations to be eligible for a loan.

The borrower is required to:

• Prove that they are a resident of Dentsville, SC
• Must be 18 or older
• Receive a steady stream of income that they can provide proof of being at least $1,000/month
• Provide current contact information including cell phone number and email address
• Give their social security number

If a borrower does not satisfy the above criteria, they will immediately be denied a payday advance loan. Make sure you possess the documents needed when submitting your application.

Laws and Regulations Concerning Cash Advance Loans in Dentsville, South Carolina

The State of South Carolina has deemed paycheck advance lending legal. However, they have created the following rules and regulations for the payday lending market:

• An individual lender cannot extend a loan in excess of $600. Borrowers may not possess more than two unpaid loans from different lenders. There is no minimum loan amount.
• The minimum loan term is not set, the maximum loan term length is 31 days. In the State of South Carolina, borrowers are unable to rollover their loans.
• The fees and charges vary for each loan lender. The service fees enacted by lenders on a cash advance loan are not considered interest. The service fees apply to each $100 loaned and can range from 11% up to 15%.
• An interest rate is required to be mutually agreed upon. APR can be as high as 369%.

Will Payday Advance Lenders in Dentsville, South Carolina, Run Credit Checks? What If I Have Poor/No Credit History At All?

Yes, the lenders we have a relationship with will run a credit check on you, but, even if you possess no credit or less than optimal credit, you may still be approved for a loan as long as you can prove that you are able to repay the loan. Lenders are typically unbothered by your credit history if you possess proof of income and a plan to repay the loan.

Lenders will use a soft credit check, which will have no impact on your credit score. This is simply to get an idea of your credit history and basic information.

A hard credit pull, on the other hand, must have your permission. These credit checks are used for a plethora of purposes, such as mortgages, credit cards, and more.

You may still be approved for a cash advance loan with less than great credit in Dentsville, South Carolina, if you have proof of repayment.

So, when you apply for a loan, whether it is in person or online, double check that you have your income information ready and any other documents proving that you can repay the loan. The more proof you have, the more likely your loan request will be granted.

When Will I Receive My Cash in Dentsville, South Carolina?

When you get your money actually depends on your lender as some lenders offer same-day cash advance loans, which means you will receive your paycheck advance loan on the same day you apply, as long as you receive an approval.

Much of the time, though, lenders will give the borrower their lump sum on the next business day. Businesses often close for holidays and weekends. Because of this, if you submit your application on a Friday, you may not get your money until Monday.

If you're wanting a same-day cash advance loan in Dentsville, SC, you will need to be sure that you're applying by 10:30 am. All same-day funds going out that day will be approved by that time. However, you should request a loan earlier than that if possible, as it will boost the likelihood that you receive your cash on the same day that you submit your application.

One more factor that you should be aware of is even if the lender approves your application and posts the deposit to your checking account, occasionally the bank won't release that loan immediately. It's paramount that you let your bank know that you plan to receive a paycheck advance loan, so they might make an exception in releasing the cash earlier.

On the whole, it's wise to prepare in advance to receive your loan on the following business day. That way, you're not left in the lurch if you cannot get it on the same day.

Consider Borrowing From PaydayLoanRadar

If you possess bad credit or no credit and are looking to secure a cash advance loan, think about applying through us, as you usually have a higher chance of approval.

We work with more than one hundred different lenders who provide their services online. Frequently you will see your money on the following business day so make sure that you plan accordingly.

Although, you can always find the closest payday loan store to you and apply in person to strengthen the chances of seeing your loan on the same day. When applying in person, ensure that you have your government ID or driver's license; a passport is sufficient. Sometimes, lenders may require proof of address, so take along a utility bill to the store as well.

To locate the nearest payday loan storefront, please refer to the list below and locate your city.

Payday Loan Direct Lender Companies in Dentsville, SC

Below you will find a list of payday loan companies offering their services in Dentsville, South Carolina. If you can't find a lender near your location in Dentsville, consider applying in a nearby city in South Carolina. Alternatively, you can apply online on our website and get a decision almost instantly.