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      Payday Loans in Columbia, South Carolina

      Things happen, and we often wind up in a spot where we must pay for some unforeseen costs. Consider submitting an application for a cash advance loan in Columbia, South Carolina, to see if you are eligible.

      The loan request process is quick and effortless. To qualify, borrowers have to satisfy a few simple requirements.

      What is a Cash Advance Loan? What Can It Cover?

      A paycheck advance loan is where the borrower will be extended a small sum of funds on a short-term agreement. This is considered an unsecured loan as no collateral is required.

      When unforeseen costs present themselves, such as past due rent or utility expenditures, car costs, medical or vet payments, and so on, individuals frequently rely upon paycheck advance loans.

      Payday Loan Stipulations In Columbia, South Carolina

      In Columbia, South Carolina, payday loan borrowers need to meet a few requirements to be eligible for a loan.

      The borrower has to:

      If a borrower does not meet the above criteria, they will immediately be denied a payday advance loan. Ensure that you have the documents needed when requesting a loan.

      Laws and Regulations Regarding Payday Loans in Columbia, SC

      The State of South Carolina has deemed payday lending legal. Still, they have created the following rules and regulations for the paycheck advance lending market:

      Will Cash Advance Lenders in Columbia, South Carolina, Run Credit Checks? What If I Have Dismal/No Credit History At All?

      Yes, the lenders we have a relationship with will do a credit check on you, still, even if you possess no credit or less than optimal credit, you may still be approved for a loan given that you can show that you are able to repay the loan. Lenders are usually unbothered by your credit if you offer proof of income and a plan to pay back the loan.

      Lenders will rely on a soft credit pull, which will not impact your credit score. This is solely to get a feel of your credit history and basic information.

      A hard credit pull, dissimilarly, requires your permission. These credit inquiries are done for a variety of purposes, including mortgages, credit cards, and more.

      You can still be approved for a paycheck advance loan with less than great credit in Columbia, SC, as long as you can prove you will repay the loan.

      Therefore, when you request a loan, whether it is in person or online, double check that you have your income information easily accessible and any other documents showing that you can pay back the loan. The more proof you show, the better chance your loan request will be granted.

      When Will I See My Loan in Columbia, South Carolina?

      When you get your funds actually relies on your lender as some lenders advertise same-day payday advance loans, which means you will get your payday loan on the same day you apply, as long as you're approved.

      Much of the time, however, lenders will give the borrower their lump sum on the next business day. Businesses typically close for holidays and weekends. Because of this, if you apply on a Friday, you may not see your deposit until Monday.

      If you're wanting a same-day payday advance loan in Columbia, South Carolina, you will need to be sure that you're applying by 10:30 am. All same-day loans going out that day will be approved by that time. However, you should apply earlier than that if possible, as it will increase the likelihood that you see your deposit on the day that you apply.

      One additional consideration that you should understand is despite if the money lender grants your loan request and posts the loan to your checking account, sometimes the bank won't release that loan right away. It's vital that you let your bank know that you plan to get a payday loan, so they could possibly make an exception in releasing the deposit earlier.

      On the whole, it's best to prepare in advance to receive money on the following business day. That way, you're not left in the lurch if you cannot receive it on the same day.

      Think About Working With PaydayLoanRadar

      If you possess underwhelming credit or no credit and are searching to get a payday advance loan, consider applying with us, as you frequently have a better chance of approval.

      We work with over one hundred different lenders who offer their services online. Most of the time you will see your deposit on the next business day so ensure that you plan appropriately.

      However, you can always locate the nearest payday loan storefront to you and apply in person to boost the chances of receiving your cash on the same business day. When applying in person, ensure that you have your government ID or driver's license; a passport is sufficient. Now and again, lenders may require proof of address, so take along a utility bill to the store as well.

      To find the nearest payday loan storefront, please navigate to the list below and find your city.

      Payday Loan Direct Lender Companies in Columbia, SC

      Below you will find a list of payday loan companies offering their services in Columbia, South Carolina. If you can't find a lender near your location in Columbia, consider applying in a nearby city in South Carolina. Alternatively, you can apply online on our website and get a decision almost instantly.

      Company Name
      Address
      Columbia Payday Loan Companies
      Company Name
      Carolina Payday Loans, Inc.
      Address
      6805 Two Notch Rd, Columbia, SC 29223
      Company Name
      Advance America
      Address
      3910 Two Notch Rd Ste. B, Columbia, SC 29204
      Company Name
      Check Into Cash
      Address
      6908 Two Notch Rd, Columbia, SC 29223
      Company Name
      Check `n Go
      Address
      7358 Two Notch Rd Ste A, Columbia, SC 29223
      Company Name
      Check Loans
      Address
      6420 Garners Ferry Rd A, Columbia, SC 29209
      Company Name
      AmeriCash Loans
      Address
      1318 Bush River Rd, Columbia, SC 29210
      Company Name
      Advance America
      Address
      7535-A Garners Ferry Rd, Columbia, SC 29209
      Company Name
      Advance America
      Address
      1531 Broad River Rd, Columbia, SC 29210
      Company Name
      Check Loans of SC
      Address
      859 Bush River Rd, Columbia, SC 29210
      Company Name
      Advance America
      Address
      9003 Two Notch Rd Ste. 11, Columbia, SC 29223
      Company Name
      Advance America
      Address
      2302 Decker Blvd, Columbia, SC 29206
      Company Name
      Quick Credit
      Address
      1321 Assembly St, Columbia, SC 29201
      Company Name
      Instant Cash Loans of SC, Inc.
      Address
      1722 Broad River Rd Unit I, Columbia, SC 29210
      Company Name
      Instant Cash Loans of SC, Inc.
      Address
      10171 Two Notch Rd, Columbia, SC 29229
      Company Name
      Quick Credit
      Address
      6432 Two Notch Rd Suite H-1, Columbia, SC 29223
      Company Name
      Cashwell consumer loans
      Address
      3315 Broad River Rd #150, Columbia, SC 29210
      Company Name
      Southern Finance
      Address
      7457 Patterson Rd, Columbia, SC 29209
      Company Name
      Instant Cash Loans of SC, Inc.
      Address
      7364 Two Notch Rd, Columbia, SC 29223
      Company Name
      AmeriCash Loans
      Address
      2800 Rosewood Dr #G, Columbia, SC 29205
      Company Name
      Covington Credit
      Address
      2101 Main St Ste D, Columbia, SC 29201
      Company Name
      Loan Store
      Address
      2207 Decker Blvd # B, Columbia, SC 29206
      Company Name
      E Z Check Cashing
      Address
      2205 Decker Blvd A, Columbia, SC 29206
      Company Name
      World America Loans
      Address
      8907 Two Notch Rd, Columbia, SC 29223
      Company Name
      Regional Finance
      Address
      7509 Garners Ferry Rd F, Columbia, SC 29209
      Company Name
      Lenders Loans
      Address
      1102 Washington St, Columbia, SC 29201
      Company Name
      Southern Finance
      Address
      1900 Taylor St, Columbia, SC 29201
      Company Name
      Security Finance
      Address
      1112 Washington St, Columbia, SC 29201
      Company Name
      Cashwell Loans
      Address
      2720 Decker Blvd D, Columbia, SC 29206
      Company Name
      Variety Bad Credit Loans
      Address
      1121 Harden St, Columbia, SC 29205
      Company Name
      Credit Central
      Address
      3904-B Two Notch Rd, Columbia, SC 29204
      Company Name
      First American Cash Advance
      Address
      7385 Two Notch Rd A, Columbia, SC 29223
      Company Name
      my south carolina payday
      Address
      1514 Pickens St, Columbia, SC 29201
      Company Name
      Community Credit
      Address
      832-B Dutch Square Blvd, Columbia, SC 29210
      Company Name
      1st Franklin Financial
      Address
      9003 Two Notch Rd Suite 9H, Columbia, SC 29223
      Company Name
      World Finance
      Address
      3906 Two Notch Rd, Columbia, SC 29204
      Company Name
      World Finance
      Address
      10008 Two Notch Rd Ste B, Columbia, SC 29223
      Company Name
      World Finance
      Address
      1013 Broad River Rd Ste A, Columbia, SC 29210
      Company Name
      Trust Bad Credit Loans
      Address
      10203 US-1, Columbia, SC 29229
      Company Name
      First Financial Corporation
      Address
      Boozer Shopping Center, 1607 Broad River Rd, Columbia, SC 29210